Comprehensive Local Credit Card Guide

Credit Cards in 30523 (Clarkesville, GA)

Credit Card Debt in 30523

^ Average credit card debt in 30523 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30523

^ Based on overall Georgia data, the credit card delinquency rate in Clarkesville is approximately 0.7%. ^[2]

Credit Scores in 30523

^ The average credit score in Clarkesville is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30523

Credit Card Debt in 30523

30523 Credit Card Debt
- The estimated average credit card debt for 30523 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30523

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30523 Credit Scores

Credit Scores in 30523
- Residents of 30523 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30523 (Clarkesville, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30523 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30523 ^[4]
- 30523 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30523 (Clarkesville, GA)

Recent credit card complaints originating from consumers in 30523, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30523

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	14
Trouble during payment process	4
Incorrect information on your report	3
Applying for a mortgage or refinancing an existing mortgage	1
Charged fees or interest you didn't expect	1
Other	5

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30523

30523 is associated with the city of Clarkesville, which is located in Habersham County in the state of Georgia. ^[6]

30523 Credit Cards

For more information about 30523 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30523

6. ^ United States Census Bureau