Comprehensive Local Credit Card Guide

Credit Cards in 30528 (Cleveland, GA)

Credit Card Debt in 30528

^ Average credit card debt in 30528 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30528

^ Based on overall Georgia data, the credit card delinquency rate in Cleveland is approximately 0.7%. ^[2]

Credit Scores in 30528

^ The average credit score in Cleveland is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30528

Credit Card Debt in 30528

30528 Credit Card Debt
- The estimated average credit card debt for 30528 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30528

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30528 Credit Scores

Credit Scores in 30528
- Residents of 30528 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30528 (Cleveland, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30528 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30528 ^[4]
- 30528 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30528 (Cleveland, GA)

Recent credit card complaints originating from consumers in 30528, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30528

Complaint Issue	Number of Complaints*
Incorrect information on your report	17
Problem with a credit reporting company's investigation	12
Managing an account	6
Attempts to collect debt not owed	5
Problem with a company's investigation into an existing issue	4
Other	30

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30528

30528 is associated with the city of Cleveland, which is located in White County in the state of Georgia. ^[6]

30528 Credit Cards

For more information about 30528 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30528

6. ^ United States Census Bureau