Comprehensive Local Credit Card Guide

Credit Cards in 30577 (Toccoa, GA)

Credit Card Debt in 30577

^ Average credit card debt in 30577 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30577

^ Based on overall Georgia data, the credit card delinquency rate in Toccoa is approximately 0.7%. ^[2]

Credit Scores in 30577

^ The average credit score in Toccoa is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30577

Credit Card Debt in 30577

30577 Credit Card Debt
- The estimated average credit card debt for 30577 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30577

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30577 Credit Scores

Credit Scores in 30577
- Residents of 30577 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30577 (Toccoa, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30577 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30577 ^[4]
- 30577 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30577 (Toccoa, GA)

Recent credit card complaints originating from consumers in 30577, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30577

Complaint Issue	Number of Complaints*
Incorrect information on your report	56
Improper use of your report	27
Problem with a company's investigation into an existing problem	16
Problem with a credit reporting company's investigation	13
Managing an account	12
Other	34

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30577

30577 is associated with the city of Toccoa, which is located in Stephens County in the state of Georgia. ^[6]

30577 Credit Cards

For more information about 30577 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30577

6. ^ United States Census Bureau