Credit Card & Personal Finance Statistics in 30582
Credit Card Debt in 30582
- 30582 Credit Card Debt
-
- The estimated average credit card debt for 30582 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 30582
30582 Credit Scores
- Credit Scores in 30582
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- Residents of 30582 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 30582 (Young Harris, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 30582 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 30582 [4]
-
- 30582 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 30582 (Young Harris, GA)
Recent credit card complaints originating from consumers in 30582, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 30582
Complaint Issue |
Number of Complaints* |
Attempts to collect debt not owed |
1 |
Problem with a purchase shown on your statement |
1 |
Problems at the end of the loan or lease |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 30582
30582 is associated with the city of Young Harris, which is located in Towns County in the state of Georgia. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax