Credit Card & Personal Finance Statistics in 30728
Credit Card Debt in 30728
- 30728 Credit Card Debt
-
- The estimated average credit card debt for 30728 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 30728
30728 Credit Scores
- Credit Scores in 30728
-
- Residents of 30728 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 30728 (La Fayette, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 30728 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 30728 [4]
-
- 30728 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 30728 (La Fayette, GA)
Recent credit card complaints originating from consumers in 30728, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 30728
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
12 |
| Improper use of your report |
7 |
| Managing an account |
3 |
| Problem with a credit reporting company's investigation |
3 |
| Advertising and marketing, including promotional offers |
2 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 30728
30728 is associated with the city of La Fayette, which is located in Walker County in the state of Georgia. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
