Comprehensive Local Credit Card Guide

Credit Cards in 31098 (Warner Robins, GA)

Credit Card Debt in 31098

^ Average credit card debt in 31098 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 31098

^ Based on overall Georgia data, the credit card delinquency rate in Warner Robins is approximately 0.7%. ^[2]

Credit Scores in 31098

^ The average credit score in Warner Robins is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 31098

Credit Card Debt in 31098

31098 Credit Card Debt
- The estimated average credit card debt for 31098 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 31098

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31098 Credit Scores

Credit Scores in 31098
- Residents of 31098 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 31098 (Warner Robins, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 31098 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 31098 ^[4]
- 31098 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 31098 (Warner Robins, GA)

Recent credit card complaints originating from consumers in 31098, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 31098

Complaint Issue	Number of Complaints*
Improper use of your report	91
Incorrect information on your report	48
Problem with a credit reporting company's investigation	14
Problem with a company's investigation into an existing problem	5
Written notification about debt	4
Other	5

* Total 2021 - 2024 (current)

Additional information about Georgia

About 31098

31098 is associated with the city of Warner Robins, which is located in Houston County in the state of Georgia. ^[6]

31098 Credit Cards

For more information about 31098 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31098

6. ^ United States Census Bureau