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Comprehensive Local Credit Card Guide

Credit Cards in 31141 (Atlanta, GA)

Credit Card Debt in 31141

^ Average credit card debt in 31141 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31141

^ Based on overall Georgia data, the credit card delinquency rate in Atlanta is approximately 0.7%. [2]

Credit Scores in 31141

^ The average credit score in Atlanta is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31141

Credit Card Debt in 31141


  • 31141 Credit Card Debt
    • The estimated average credit card debt for 31141 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31141


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31141 Credit Scores


  • Credit Scores in 31141
    • Residents of 31141 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31141 (Atlanta, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31141 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31141 [4]
    • 31141 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31141 (Atlanta, GA)

Recent credit card complaints originating from consumers in 31141, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31141

Complaint Issue Number of Complaints*
Incorrect information on your report 5
Attempts to collect debt not owed 1
Fraud or scam 1
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31141

31141 is associated with the city of Atlanta, which is located in DeKalb County in the state of Georgia. [6]

GA Credit Cards

31141 Credit Cards

For more information about 31141 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31141

6. ^ United States Census Bureau