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Comprehensive Local Credit Card Guide

Credit Cards in 31556 (Offerman, GA)

Credit Card Debt in 31556

^ Average credit card debt in 31556 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31556

^ Based on overall Georgia data, the credit card delinquency rate in Offerman is approximately 0.7%. [2]

Credit Scores in 31556

^ The average credit score in Offerman is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31556

Credit Card Debt in 31556


  • 31556 Credit Card Debt
    • The estimated average credit card debt for 31556 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31556


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31556 Credit Scores


  • Credit Scores in 31556
    • Residents of 31556 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31556 (Offerman, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31556 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31556 [4]
    • 31556 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31556 (Offerman, GA)

Recent credit card complaints originating from consumers in 31556, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31556

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31556

31556 is associated with the city of Offerman, which is located in Pierce County in the state of Georgia. [6]

GA Credit Cards

31556 Credit Cards

For more information about 31556 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau