Credit Card & Personal Finance Statistics in 31606
Credit Card Debt in 31606
- 31606 Credit Card Debt
-
- The estimated average credit card debt for 31606 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31606
31606 Credit Scores
- Credit Scores in 31606
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- Residents of 31606 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31606 (Valdosta, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31606 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31606 [4]
-
- 31606 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31606 (Valdosta, GA)
Recent credit card complaints originating from consumers in 31606, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31606
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
3 |
| Attempts to collect debt not owed |
1 |
| Problem with a purchase shown on your statement |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31606
31606 is associated with the city of Valdosta, which is located in Lowndes County in the state of Georgia. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
