Credit Card & Personal Finance Statistics in 31804
Credit Card Debt in 31804
- 31804 Credit Card Debt
-
- The estimated average credit card debt for 31804 residents is $5,343. [1]
- Average credit card debt amount in Georgia (all cities) is
8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 31804
31804 Credit Scores
- Credit Scores in 31804
-
- Residents of 31804 (GA) have an estimated average credit score of 667. [3]
- The average credit score in Georgia (all cities) is
4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]
More 31804 (Cataula, GA) Credit Stats
- Credit card delinquency rates in Georgia [2]
-
- Georgia residents (all cities) rank 6th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 31804 who are more than 90 days late on payments
-
- Georgia Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 31804 [4]
-
- 31804 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 31804 (Cataula, GA)
Recent credit card complaints originating from consumers in 31804, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 31804
Complaint Issue |
Number of Complaints* |
Incorrect information on your report |
5 |
Problem with a credit reporting company's investigation |
4 |
Improper use of your report |
3 |
Attempts to collect debt not owed |
2 |
Applying for a mortgage or refinancing an existing mortgage |
1 |
Other |
1 |
* Total 2021 - 2024 (current)
Additional information about Georgia
About 31804
31804 is associated with the city of Cataula, which is located in Harris County in the state of Georgia. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in Georgia
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax