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Comprehensive Local Credit Card Guide

Credit Cards in 31830 (Warm Springs, GA)

Credit Card Debt in 31830

^ Average credit card debt in 31830 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 31830

^ Based on overall Georgia data, the credit card delinquency rate in Warm Springs is approximately 0.7%. [2]

Credit Scores in 31830

^ The average credit score in Warm Springs is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 31830

Credit Card Debt in 31830


  • 31830 Credit Card Debt
    • The estimated average credit card debt for 31830 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 31830


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31830 Credit Scores


  • Credit Scores in 31830
    • Residents of 31830 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 31830 (Warm Springs, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 31830 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 31830 [4]
    • 31830 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 31830 (Warm Springs, GA)

Recent credit card complaints originating from consumers in 31830, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 31830

Complaint Issue Number of Complaints*
Incorrect information on your report 45
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 31830

31830 is associated with the city of Warm Springs, which is located in Meriwether County in the state of Georgia. [6]

GA Credit Cards

31830 Credit Cards

For more information about 31830 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 31830

6. ^ United States Census Bureau