Comprehensive Local Credit Card Guide

Credit Cards in 50263 (Waukee, IA)

Credit Card Debt in 50263

^ Average credit card debt in 50263 is approximately $3,885, based on overall Iowa data. ^[1]

Credit Card Delinquency in 50263

^ Based on overall Iowa data, the credit card delinquency rate in Waukee is approximately 0.41%. ^[2]

Credit Scores in 50263

^ The average credit score in Waukee is approximately 714, based on collective Iowa data. ^[3]

Credit Card & Personal Finance Statistics in 50263

Credit Card Debt in 50263

50263 Credit Card Debt
- The estimated average credit card debt for 50263 residents is $3,885. ^[1]
- Average credit card debt amount in Iowa (all cities) is 22% less than the national average of $4,965.
- Collectively, Iowa cities rank 51st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 50263

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50263 Credit Scores

Credit Scores in 50263
- Residents of 50263 (IA) have an estimated average credit score of 714. ^[3]
- The average credit score in Iowa (all cities) is 2.59% greater than the national average score of 696.
- Iowa collectively ranks 10th in the U.S. in average credit score of residents. ^[3]

More 50263 (Waukee, IA) Credit Stats

Credit card delinquency rates in Iowa ^[2]
- Iowa residents (all cities) rank 43rd in the U.S. with a rate that is 28% less than the national average of 0.57%.

Cardholders in 50263 who are more than 90 days late on payments
- Iowa Rate: 0.41%
- National Average: 0.57%

Statute of limitations for credit card debt in 50263 ^[4]
- 50263 (Iowa) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 50263 (Waukee, IA)

Recent credit card complaints originating from consumers in 50263, IA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 50263

Complaint Issue	Number of Complaints*
Incorrect information on your report	63
Improper use of your report	33
Problem with a credit reporting company's investigation	26
Problem with a company's investigation into an existing problem	12
Managing an account	7
Other	49

* Total 2021 - 2024 (current)

Additional information about Iowa

About 50263

50263 is associated with the city of Waukee, which is located in Dallas County in the state of Iowa. ^[6]

50263 Credit Cards

For more information about 50263 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Iowa

Cities in IA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Iowa State Legislature

5. ^ Consumer financial complaints in 50263

6. ^ United States Census Bureau