Credit Card & Personal Finance Statistics in 42262
Credit Card Debt in 42262
- 42262 Credit Card Debt
-
- The estimated average credit card debt for 42262 residents is $4,436. [1]
- Average credit card debt amount in Kentucky (all cities) is
11% less than the national average of $4,965.
- Collectively, Kentucky cities rank 45th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 42262
42262 Credit Scores
- Credit Scores in 42262
-
- Residents of 42262 (KY) have an estimated average credit score of 688. [3]
- The average credit score in Kentucky (all cities) is
1.15% less than the national average score of 696.
- Kentucky collectively ranks 38th in the U.S. in average credit score of residents. [3]
More 42262 (Oak Grove, KY) Credit Stats
- Credit card delinquency rates in Kentucky [2]
-
- Kentucky residents (all cities) rank 7th in the U.S. with a rate that
is 23% greater than the national average of 0.57%.
- Cardholders in 42262 who are more than 90 days late on payments
-
- Kentucky Rate: 0.7%
- National Average: 0.57%
- Statute of limitations for credit card debt in 42262 [4]
-
- 42262 (Kentucky) Law: 15 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 42262 (Oak Grove, KY)
Recent credit card complaints originating from consumers in 42262, KY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 42262
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
33 |
| Improper use of your report |
8 |
| Written notification about debt |
5 |
| Problem with a credit reporting company's investigation |
4 |
| False statements or representation |
3 |
| Other |
6 |
* Total 2021 - 2024 (current)
Additional information about Kentucky
About 42262
42262 is associated with the city of Oak Grove, which is located in Christian County in the state of Kentucky. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Kentucky
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
