Credit Card & Personal Finance Statistics in 70502
Credit Card Debt in 70502
- 70502 Credit Card Debt
-
- The estimated average credit card debt for 70502 residents is $4,773. [1]
- Average credit card debt amount in Louisiana (all cities) is
4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]
Credit Card Calculator for 70502
70502 Credit Scores
- Credit Scores in 70502
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- Residents of 70502 (LA) have an estimated average credit score of 669. [3]
- The average credit score in Louisiana (all cities) is
3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]
More 70502 (Lafayette, LA) Credit Stats
- Credit card delinquency rates in Louisiana [2]
-
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that
is 33% greater than the national average of 0.57%.
- Cardholders in 70502 who are more than 90 days late on payments
-
- Louisiana Rate: 0.76%
- National Average: 0.57%
- Statute of limitations for credit card debt in 70502 [4]
-
- 70502 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 70502 (Lafayette, LA)
Recent credit card complaints originating from consumers in 70502, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 70502
| Complaint Issue |
Number of Complaints* |
| Problem with a company's investigation into an existing problem |
12 |
| Problem with a credit reporting company's investigation |
4 |
* Total 2021 - 2024 (current)
Additional information about Louisiana
About 70502
70502 is associated with the city of Lafayette, which is located in Lafayette County in the state of Louisiana. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in Louisiana
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
