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Comprehensive Local Credit Card Guide

Credit Cards in 70549 (Lake Arthur, LA)

Credit Card Debt in 70549

^ Average credit card debt in 70549 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70549

^ Based on overall Louisiana data, the credit card delinquency rate in Lake Arthur is approximately 0.76%. [2]

Credit Scores in 70549

^ The average credit score in Lake Arthur is approximately 669, based on collective Louisiana data. [3]

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Credit Card & Personal Finance Statistics in 70549

Credit Card Debt in 70549


  • 70549 Credit Card Debt
    • The estimated average credit card debt for 70549 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70549


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70549 Credit Scores


  • Credit Scores in 70549
    • Residents of 70549 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70549 (Lake Arthur, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70549 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70549 [4]
    • 70549 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70549 (Lake Arthur, LA)

Recent credit card complaints originating from consumers in 70549, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70549

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 12
Improper use of your report 6
Incorrect information on your report 3
Problem with a company's investigation into an existing problem 2
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70549

70549 is associated with the city of Lake Arthur, which is located in Jefferson Davis County in the state of Louisiana. [6]

LA Credit Cards

70549 Credit Cards

For more information about 70549 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70549

6. ^ United States Census Bureau