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Comprehensive Local Credit Card Guide

Credit Cards in 71029 (Gilliam, LA)

Credit Card Debt in 71029

^ Average credit card debt in 71029 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71029

^ Based on overall Louisiana data, the credit card delinquency rate in Gilliam is approximately 0.76%. [2]

Credit Scores in 71029

^ The average credit score in Gilliam is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71029

Credit Card Debt in 71029


  • 71029 Credit Card Debt
    • The estimated average credit card debt for 71029 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71029


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71029 Credit Scores


  • Credit Scores in 71029
    • Residents of 71029 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71029 (Gilliam, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71029 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71029 [4]
    • 71029 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71029 (Gilliam, LA)

Recent credit card complaints originating from consumers in 71029, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71029

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71029

71029 is associated with the city of Gilliam, which is located in Caddo Parish County in the state of Louisiana. [6]

LA Credit Cards

71029 Credit Cards

For more information about 71029 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Louisiana


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Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71029

6. ^ United States Census Bureau