Comprehensive Local Credit Card Guide

Credit Cards in 71082 (Vivian, LA)

Credit Card Debt in 71082

^ Average credit card debt in 71082 is approximately $4,773, based on overall Louisiana data. ^[1]

Credit Card Delinquency in 71082

^ Based on overall Louisiana data, the credit card delinquency rate in Vivian is approximately 0.76%. ^[2]

Credit Scores in 71082

^ The average credit score in Vivian is approximately 669, based on collective Louisiana data. ^[3]

Credit Card & Personal Finance Statistics in 71082

Credit Card Debt in 71082

71082 Credit Card Debt
- The estimated average credit card debt for 71082 residents is $4,773. ^[1]
- Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
- Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 71082

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71082 Credit Scores

Credit Scores in 71082
- Residents of 71082 (LA) have an estimated average credit score of 669. ^[3]
- The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
- Louisiana collectively ranks 49th in the U.S. in average credit score of residents. ^[3]

More 71082 (Vivian, LA) Credit Stats

Credit card delinquency rates in Louisiana ^[2]
- Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.

Cardholders in 71082 who are more than 90 days late on payments
- Louisiana Rate: 0.76%
- National Average: 0.57%

Statute of limitations for credit card debt in 71082 ^[4]
- 71082 (Louisiana) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 71082 (Vivian, LA)

Recent credit card complaints originating from consumers in 71082, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 71082

Complaint Issue	Number of Complaints*
Improper use of your report	8
Incorrect information on your report	5
Problem with a company's investigation into an existing problem	5
Problem with a credit reporting company's investigation	3
Unable to get your credit report or credit score	3
Other	3

* Total 2021 - 2024 (current)

Additional information about Louisiana

About 71082

71082 is associated with the city of Vivian, which is located in Caddo Parish County in the state of Louisiana. ^[6]

71082 Credit Cards

For more information about 71082 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71082

6. ^ United States Census Bureau