Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 71358 (Palmetto, LA)

Credit Card Debt in 71358

^ Average credit card debt in 71358 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71358

^ Based on overall Louisiana data, the credit card delinquency rate in Palmetto is approximately 0.76%. [2]

Credit Scores in 71358

^ The average credit score in Palmetto is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71358

Credit Card Debt in 71358


  • 71358 Credit Card Debt
    • The estimated average credit card debt for 71358 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71358


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


71358 Credit Scores


  • Credit Scores in 71358
    • Residents of 71358 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71358 (Palmetto, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71358 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71358 [4]
    • 71358 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71358 (Palmetto, LA)

Recent credit card complaints originating from consumers in 71358, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71358

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 12
Improper use of your report 11
Incorrect information on your report 3
Problem with a company's investigation into an existing problem 2
Struggling to pay mortgage 1
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about Louisiana

About 71358

71358 is associated with the city of Palmetto, which is located in St. Landry County in the state of Louisiana. [6]

LA Credit Cards

71358 Credit Cards

For more information about 71358 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Louisiana


Go

Cities in LA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71358

6. ^ United States Census Bureau