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Comprehensive Local Credit Card Guide

Credit Cards in 71373 (Vidalia, LA)

Credit Card Debt in 71373

^ Average credit card debt in 71373 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 71373

^ Based on overall Louisiana data, the credit card delinquency rate in Vidalia is approximately 0.76%. [2]

Credit Scores in 71373

^ The average credit score in Vidalia is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 71373

Credit Card Debt in 71373


  • 71373 Credit Card Debt
    • The estimated average credit card debt for 71373 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71373


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71373 Credit Scores


  • Credit Scores in 71373
    • Residents of 71373 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 71373 (Vidalia, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71373 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71373 [4]
    • 71373 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71373 (Vidalia, LA)

Recent credit card complaints originating from consumers in 71373, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71373

Complaint Issue Number of Complaints*
Incorrect information on your report 17
Improper use of your report 5
Problem with a company's investigation into an existing problem 5
Struggling to repay your loan 2
Didn't provide services promised 1
Other 5
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 71373

71373 is associated with the city of Vidalia, which is located in Concordia County in the state of Louisiana. [6]

LA Credit Cards

71373 Credit Cards

For more information about 71373 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 71373

6. ^ United States Census Bureau