Comprehensive Local Credit Card Guide

Credit Cards in 20724 (Laurel, MD)

Credit Card Debt in 20724

^ Average credit card debt in 20724 is approximately $5,345, based on overall Maryland data. ^[1]

Credit Card Delinquency in 20724

^ Based on overall Maryland data, the credit card delinquency rate in Laurel is approximately 0.61%. ^[2]

Credit Scores in 20724

^ The average credit score in Laurel is approximately 696, based on collective Maryland data. ^[3]

Credit Card & Personal Finance Statistics in 20724

Credit Card Debt in 20724

20724 Credit Card Debt
- The estimated average credit card debt for 20724 residents is $5,345. ^[1]
- Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
- Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 20724

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

20724 Credit Scores

Credit Scores in 20724
- Residents of 20724 (MD) have an estimated average credit score of 696. ^[3]
- The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
- Maryland collectively ranks 32nd in the U.S. in average credit score of residents. ^[3]

More 20724 (Laurel, MD) Credit Stats

Credit card delinquency rates in Maryland ^[2]
- Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.

Cardholders in 20724 who are more than 90 days late on payments
- Maryland Rate: 0.61%
- National Average: 0.57%

Statute of limitations for credit card debt in 20724 ^[4]
- 20724 (Maryland) Law: 3 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 20724 (Laurel, MD)

Recent credit card complaints originating from consumers in 20724, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 20724

Complaint Issue	Number of Complaints*
Incorrect information on your report	285
Improper use of your report	130
Problem with a company's investigation into an existing problem	70
Problem with a credit reporting company's investigation	32
Written notification about debt	15
Other	54

* Total 2021 - 2024 (current)

Additional information about Maryland

About 20724

20724 is associated with the city of Laurel, which is located in Anne Arundel County in the state of Maryland. ^[6]

20724 Credit Cards

For more information about 20724 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Maryland

Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 20724

6. ^ United States Census Bureau