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Comprehensive Local Credit Card Guide

Credit Cards in 21218 (Baltimore, MD)

Credit Card Debt in 21218

^ Average credit card debt in 21218 is approximately $5,345, based on overall Maryland data. [1]

Credit Card Delinquency in 21218

^ Based on overall Maryland data, the credit card delinquency rate in Baltimore is approximately 0.61%. [2]

Credit Scores in 21218

^ The average credit score in Baltimore is approximately 696, based on collective Maryland data. [3]

MD Credit Cards

Credit Card & Personal Finance Statistics in 21218

Credit Card Debt in 21218


  • 21218 Credit Card Debt
    • The estimated average credit card debt for 21218 residents is $5,345. [1]
    • Average credit card debt amount in Maryland (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Maryland cities rank 8th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 21218


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21218 Credit Scores


  • Credit Scores in 21218
    • Residents of 21218 (MD) have an estimated average credit score of 696. [3]
    • The average credit score in Maryland (all cities) is exactly equal to the national average score of 696.
    • Maryland collectively ranks 32nd in the U.S. in average credit score of residents. [3]

More 21218 (Baltimore, MD) Credit Stats

  • Credit card delinquency rates in Maryland [2]
    • Maryland residents (all cities) rank 17th in the U.S. with a rate that is 7% greater than the national average of 0.57%.
  • Cardholders in 21218 who are more than 90 days late on payments
    • Maryland Rate: 0.61%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 21218 [4]
    • 21218 (Maryland) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 21218 (Baltimore, MD)

Recent credit card complaints originating from consumers in 21218, MD. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 21218

Complaint Issue Number of Complaints*
Incorrect information on your report 761
Improper use of your report 370
Problem with a credit reporting company's investigation 152
Problem with a company's investigation into an existing problem 112
Managing an account 26
Other 192
* Total 2021 - 2024 (current)

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Additional information about Maryland

About 21218

21218 is associated with the city of Baltimore, which is located in Baltimore (city) County in the state of Maryland. [6]

MD Credit Cards

21218 Credit Cards

For more information about 21218 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Maryland


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Cities in MD

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Maryland State Legislature

5. ^ Consumer financial complaints in 21218

6. ^ United States Census Bureau