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Comprehensive Local Credit Card Guide

Gardner Credit Cards

Credit Card Debt in Gardner

^ Average credit card debt in Gardner is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Gardner

^ Based on overall MA data, the credit card delinquency rate in Gardner is approximately 0.62%. [2]

Credit Scores in Gardner

^ The average credit score in Gardner is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Gardner, MA Credit Card & Personal Finance Statistics

Gardner Credit Card Debt


  • Credit Card Debt in Gardner
    • The estimated average credit card debt for Gardner residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Gardner Credit Card Calculator


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Gardner Credit Scores


  • Credit Scores in Gardner
    • Residents of Gardner, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Gardner, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Gardner cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardner [4]
    • Gardner (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Gardner

Gardner is a city located in Worcester County in the state of Massachusetts, and has a population of approximately 20,228. [6]

MA Credit Cards

Gardner Credit Cards

For more information about Gardner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau