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Comprehensive Local Credit Card Guide

Gardner Credit Cards

Credit Card Debt in Gardner

^ Average credit card debt in Gardner is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Gardner

^ Based on overall MA data, the credit card delinquency rate in Gardner is approximately 0.62%. [2]

Credit Scores in Gardner

^ The average credit score in Gardner is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Gardner, MA Credit Card & Personal Finance Statistics

Gardner Credit Card Debt


  • Credit Card Debt in Gardner
    • The estimated average credit card debt for Gardner residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Gardner Credit Card Calculator


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Gardner Credit Scores


  • Credit Scores in Gardner
    • Residents of Gardner, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Gardner, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Gardner cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Gardner [4]
    • Gardner (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Gardner, MA

Recent credit card complaints originating from consumers in 01440, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Nov 13, 2014
01440
Payoff process
BANK OF THE WEST
Closed with explanation
Yes
No
Mar 13, 2014
01440
Delinquent account
U.S. BANCORP
Closed with explanation
Yes
No
Nov 6, 2012
01440
Credit card protection / Debt protection
DISCOVER BANK
Closed with monetary relief
Yes
No

Local Financial Institutions in Gardner

Banks in or near Gardner, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Gardner produced no matches.

ATMs in or near Gardner, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Our search for ATMs located in Gardner produced no matches.

Credit Unions in or near Gardner, MA

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Gardner produced no matches.

Gardner, MA Household Income Statistics

Income: Gardner vs. Massachusetts

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Gardner, MA Income Breakdown

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Income: Gardner vs. Nation

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Additional information about Massachusetts

About Gardner

Gardner is a city located in Worcester County in the state of Massachusetts, and has a population of approximately 20,228. [6]

MA Credit Cards

Gardner Credit Cards

For more information about Gardner credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau