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Comprehensive Local Credit Card Guide

Melrose Credit Cards

Credit Card Debt in Melrose

^ Average credit card debt in Melrose is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Melrose

^ Based on overall MA data, the credit card delinquency rate in Melrose is approximately 0.62%. [2]

Credit Scores in Melrose

^ The average credit score in Melrose is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Melrose, MA Credit Card & Personal Finance Statistics

Melrose Credit Card Debt

  • Credit Card Debt in Melrose
    • The estimated average credit card debt for Melrose residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Melrose Credit Card Calculator

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Melrose Credit Scores

  • Credit Scores in Melrose
    • Residents of Melrose, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Melrose, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Melrose cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Melrose [4]
    • Melrose (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Massachusetts

About Melrose

Melrose is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 26,983. [6]

MA Credit Cards

Melrose Credit Cards

For more information about Melrose credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in MA

ZIP Codes in Massachusetts



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau