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Comprehensive Local Credit Card Guide

Woburn Credit Cards

Credit Card Debt in Woburn

^ Average credit card debt in Woburn is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Woburn

^ Based on overall MA data, the credit card delinquency rate in Woburn is approximately 0.62%. [2]

Credit Scores in Woburn

^ The average credit score in Woburn is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Woburn, MA Credit Card & Personal Finance Statistics

Woburn Credit Card Debt


  • Credit Card Debt in Woburn
    • The estimated average credit card debt for Woburn residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Woburn Credit Card Calculator


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Woburn Credit Scores


  • Credit Scores in Woburn
    • Residents of Woburn, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Woburn, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Woburn cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Woburn [4]
    • Woburn (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Woburn, MA

Recent credit card complaints originating from consumers in 01801, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 6, 2016
01801
Rewards
WELLS FARGO & COMPANY
Closed with non-monetary relief
Yes
No
Apr 9, 2015
01801
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jun 5, 2013
01801
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Dec 16, 2015
01801
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Nov 20, 2012
01801
Bankruptcy
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Sep 4, 2012
01801
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Sep 4, 2015
01801
Delinquent account
CAVALRY INVESTMENTS, LLC
Closed with non-monetary relief
Yes
No
Apr 22, 2014
01801
Privacy
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Oct 10, 2013
01801
Billing disputes
CAPITAL ONE FINANCIAL CORPORATION
Closed with monetary relief
Yes
No
Mar 24, 2012
01801
Billing disputes
DISCOVER BANK
Closed with relief
Yes
No
Mar 29, 2012
01801
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed without relief
Yes
No
Apr 11, 2017
01801
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Sep 13, 2016
01801
APR or interest rate
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 19, 2015
01801
Closing/Cancelling account
DISCOVER BANK
Closed with explanation
Yes
No
Sep 23, 2015
01801
Other
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with explanation
Yes
No

Local Financial Institutions in Woburn

Banks in or near Woburn, MA

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Woburn produced no matches.

ATMs in or near Woburn, MA

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Woburn produced no matches.

Credit Unions in or near Woburn, MA

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Woburn produced no matches.

Woburn, MA Household Income Statistics

Income: Woburn vs. Massachusetts

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Woburn, MA Income Breakdown

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Income: Woburn vs. Nation

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Additional information about Massachusetts

About Woburn

Woburn is a city located in Middlesex County in the state of Massachusetts, and has a population of approximately 38,120. [6]

MA Credit Cards

Woburn Credit Cards

For more information about Woburn credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Additional Cities in MA

ZIP Codes in Massachusetts


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau