Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Westfield Credit Cards

Credit Card Debt in Westfield

^ Average credit card debt in Westfield is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in Westfield

^ Based on overall MA data, the credit card delinquency rate in Westfield is approximately 0.62%. [2]

Credit Scores in Westfield

^ The average credit score in Westfield is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Westfield, MA Credit Card & Personal Finance Statistics

Westfield Credit Card Debt

  • Credit Card Debt in Westfield
    • The estimated average credit card debt for Westfield residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Westfield Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Westfield Credit Scores

  • Credit Scores in Westfield
    • Residents of Westfield, MA have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More Westfield, MA Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Westfield cardholders that are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Westfield [4]
    • Westfield (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Massachusetts

About Westfield

Westfield is a city located in Hampden County in the state of Massachusetts, and has a population of approximately 41,094. [6]

MA Credit Cards

Westfield Credit Cards

For more information about Westfield credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in MA

ZIP Codes in Massachusetts



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau