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Comprehensive Local Credit Card Guide

Credit Cards in 01420 (Fitchburg, MA)

Credit Card Debt in 01420

^ Average credit card debt in 01420 is approximately $5,142, based on overall Massachusetts data. [1]

Credit Card Delinquency in 01420

^ Based on overall Massachusetts data, the credit card delinquency rate in Fitchburg is approximately 0.62%. [2]

Credit Scores in 01420

^ The average credit score in Fitchburg is approximately 714, based on collective Massachusetts data. [3]

MA Credit Cards

Credit Card & Personal Finance Statistics in 01420

Credit Card Debt in 01420

  • 01420 Credit Card Debt
    • The estimated average credit card debt for 01420 residents is $5,142. [1]
    • Average credit card debt amount in Massachusetts (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Massachusetts cities rank 16th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 01420

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01420 Credit Scores

  • Credit Scores in 01420
    • Residents of 01420 (MA) have an estimated average credit score of 714. [3]
    • The average credit score in Massachusetts (all cities) is 2.59% greater than the national average score of 696.
    • Massachusetts collectively ranks 11th in the U.S. in average credit score of residents. [3]

More 01420 (Fitchburg, MA) Credit Stats

  • Credit card delinquency rates in Massachusetts [2]
    • Massachusetts residents (all cities) rank 16th in the U.S. with a rate that is 9% greater than the national average of 0.57%.
  • Cardholders in 01420 who are more than 90 days late on payments
    • Massachusetts Rate: 0.62%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 01420 [4]
    • 01420 (Massachusetts) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 01420 (Fitchburg, MA)

Recent credit card complaints originating from consumers in 01420, MA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 01420

Complaint Issue Number of Complaints*
Improper use of your report 95
Incorrect information on your report 46
Problem with a credit reporting company's investigation 30
Problem with a company's investigation into an existing problem 15
Attempts to collect debt not owed 4
Other 46
* Total 2021 - 2024 (current)

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Additional information about Massachusetts

About 01420

01420 is associated with the city of Fitchburg, which is located in Worcester County in the state of Massachusetts. [6]

MA Credit Cards

01420 Credit Cards

For more information about 01420 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Massachusetts


Cities in MA


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Massachusetts State Legislature

5. ^ Consumer financial complaints in 01420

6. ^ United States Census Bureau