Comprehensive Local Credit Card Guide

Credit Cards in 89081 (North Las Vegas, NV)

Credit Card Debt in 89081

^ Average credit card debt in 89081 is approximately $4,851, based on overall Nevada data. ^[1]

Credit Card Delinquency in 89081

^ Based on overall Nevada data, the credit card delinquency rate in North Las Vegas is approximately 0.7%. ^[2]

Credit Scores in 89081

^ The average credit score in North Las Vegas is approximately 677, based on collective Nevada data. ^[3]

Credit Card & Personal Finance Statistics in 89081

Credit Card Debt in 89081

89081 Credit Card Debt
- The estimated average credit card debt for 89081 residents is $4,851. ^[1]
- Average credit card debt amount in Nevada (all cities) is 2% less than the national average of $4,965.
- Collectively, Nevada cities rank 25th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 89081

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89081 Credit Scores

Credit Scores in 89081
- Residents of 89081 (NV) have an estimated average credit score of 677. ^[3]
- The average credit score in Nevada (all cities) is 2.73% less than the national average score of 696.
- Nevada collectively ranks 45th in the U.S. in average credit score of residents. ^[3]

More 89081 (North Las Vegas, NV) Credit Stats

Credit card delinquency rates in Nevada ^[2]
- Nevada residents (all cities) rank 8th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 89081 who are more than 90 days late on payments
- Nevada Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 89081 ^[4]
- 89081 (Nevada) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 89081 (North Las Vegas, NV)

Recent credit card complaints originating from consumers in 89081, NV. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 89081

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	444
Incorrect information on your report	380
Improper use of your report	283
Problem with a credit reporting company's investigation	263
Attempts to collect debt not owed	47
Other	146

* Total 2021 - 2024 (current)

Additional information about Nevada

About 89081

89081 is associated with the city of North Las Vegas, which is located in Clark County in the state of Nevada. ^[6]

89081 Credit Cards

For more information about 89081 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Nevada

Cities in NV

Elko
Ely

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Nevada State Legislature

5. ^ Consumer financial complaints in 89081

6. ^ United States Census Bureau