Credit Card & Personal Finance Statistics in 07043
Credit Card Debt in 07043
- 07043 Credit Card Debt
-
- The estimated average credit card debt for 07043 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07043
07043 Credit Scores
- Credit Scores in 07043
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- Residents of 07043 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07043 (Montclair, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07043 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07043 [4]
-
- 07043 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07043 (Montclair, NJ)
Recent credit card complaints originating from consumers in 07043, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07043
Complaint Issue |
Number of Complaints* |
Managing an account |
3 |
Problem with a credit reporting company's investigation |
3 |
Problem with a purchase shown on your statement |
3 |
Attempts to collect debt not owed |
2 |
Closing an account |
2 |
Other |
11 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07043
07043 is associated with the city of Montclair, which is located in Essex County in the state of New Jersey. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax