Credit Card & Personal Finance Statistics in 07632
Credit Card Debt in 07632
- 07632 Credit Card Debt
-
- The estimated average credit card debt for 07632 residents is $5,484. [1]
- Average credit card debt amount in New Jersey (all cities) is
10% greater than the national average of $4,965.
- Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 07632
07632 Credit Scores
- Credit Scores in 07632
-
- Residents of 07632 (NJ) have an estimated average credit score of 708. [3]
- The average credit score in New Jersey (all cities) is
1.72% greater than the national average score of 696.
- New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]
More 07632 (Englewood Cliffs, NJ) Credit Stats
- Credit card delinquency rates in New Jersey [2]
-
- New Jersey residents (all cities) rank 26th in the U.S. with a rate that
is 2% less than the national average of 0.57%.
- Cardholders in 07632 who are more than 90 days late on payments
-
- New Jersey Rate: 0.56%
- National Average: 0.57%
- Statute of limitations for credit card debt in 07632 [4]
-
- 07632 (New Jersey) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 07632 (Englewood Cliffs, NJ)
Recent credit card complaints originating from consumers in 07632, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 07632
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
20 |
| Incorrect information on your report |
11 |
| Managing an account |
4 |
| Problem with a company's investigation into an existing problem |
3 |
| Advertising and marketing, including promotional offers |
2 |
| Other |
14 |
* Total 2021 - 2024 (current)
Additional information about New Jersey
About 07632
07632 is associated with the city of Englewood Cliffs, which is located in Bergen County in the state of New Jersey. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New Jersey
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
