Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 07855 (Middleville, NJ)

Credit Card Debt in 07855

^ Average credit card debt in 07855 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 07855

^ Based on overall New Jersey data, the credit card delinquency rate in Middleville is approximately 0.56%. [2]

Credit Scores in 07855

^ The average credit score in Middleville is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 07855

Credit Card Debt in 07855


  • 07855 Credit Card Debt
    • The estimated average credit card debt for 07855 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 07855


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


07855 Credit Scores


  • Credit Scores in 07855
    • Residents of 07855 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 07855 (Middleville, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 07855 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 07855 [4]
    • 07855 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 07855 (Middleville, NJ)

Recent credit card complaints originating from consumers in 07855, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 07855

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New Jersey

About 07855

07855 is associated with the city of Middleville, which is located in Sussex County in the state of New Jersey. [6]

NJ Credit Cards

07855 Credit Cards

For more information about 07855 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New Jersey


Go

Cities in NJ

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 07855

6. ^ United States Census Bureau