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Comprehensive Local Credit Card Guide

Credit Cards in 08551 (Ringoes, NJ)

Credit Card Debt in 08551

^ Average credit card debt in 08551 is approximately $5,484, based on overall New Jersey data. [1]

Credit Card Delinquency in 08551

^ Based on overall New Jersey data, the credit card delinquency rate in Ringoes is approximately 0.56%. [2]

Credit Scores in 08551

^ The average credit score in Ringoes is approximately 708, based on collective New Jersey data. [3]

NJ Credit Cards

Credit Card & Personal Finance Statistics in 08551

Credit Card Debt in 08551


  • 08551 Credit Card Debt
    • The estimated average credit card debt for 08551 residents is $5,484. [1]
    • Average credit card debt amount in New Jersey (all cities) is 10% greater than the national average of $4,965.
    • Collectively, New Jersey cities rank 6th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 08551


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08551 Credit Scores


  • Credit Scores in 08551
    • Residents of 08551 (NJ) have an estimated average credit score of 708. [3]
    • The average credit score in New Jersey (all cities) is 1.72% greater than the national average score of 696.
    • New Jersey collectively ranks 21st in the U.S. in average credit score of residents. [3]

More 08551 (Ringoes, NJ) Credit Stats

  • Credit card delinquency rates in New Jersey [2]
    • New Jersey residents (all cities) rank 26th in the U.S. with a rate that is 2% less than the national average of 0.57%.
  • Cardholders in 08551 who are more than 90 days late on payments
    • New Jersey Rate: 0.56%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 08551 [4]
    • 08551 (New Jersey) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 08551 (Ringoes, NJ)

Recent credit card complaints originating from consumers in 08551, NJ. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 08551

Complaint Issue Number of Complaints*
Improper use of your report 4
Opening an account 2
Managing an account 1
Took or threatened to take negative or legal action 1
* Total 2021 - 2024 (current)

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Additional information about New Jersey

About 08551

08551 is associated with the city of Ringoes, which is located in Hunterdon County in the state of New Jersey. [6]

NJ Credit Cards

08551 Credit Cards

For more information about 08551 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New Jersey


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New Jersey State Legislature

5. ^ Consumer financial complaints in 08551

6. ^ United States Census Bureau