Comprehensive Local Credit Card Guide

Credit Cards in 10308 (Staten Island, NY)

Credit Card Debt in 10308

^ Average credit card debt in 10308 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10308

^ Based on overall New York data, the credit card delinquency rate in Staten Island is approximately 0.59%. ^[2]

Credit Scores in 10308

^ The average credit score in Staten Island is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10308

Credit Card Debt in 10308

10308 Credit Card Debt
- The estimated average credit card debt for 10308 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10308

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10308 Credit Scores

Credit Scores in 10308
- Residents of 10308 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10308 (Staten Island, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10308 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10308 ^[4]
- 10308 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10308 (Staten Island, NY)

Recent credit card complaints originating from consumers in 10308, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10308

Complaint Issue	Number of Complaints*
Incorrect information on your report	202
Improper use of your report	33
Attempts to collect debt not owed	29
Problem with a credit reporting company's investigation	26
Problem with a company's investigation into an existing problem	25
Other	67

* Total 2021 - 2024 (current)

Additional information about New York

About 10308

10308 is associated with the city of Staten Island, which is located in Richmond County in the state of New York. ^[6]

10308 Credit Cards

For more information about 10308 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10308

6. ^ United States Census Bureau