Comprehensive Local Credit Card Guide

Credit Cards in 10454 (Bronx, NY)

Credit Card Debt in 10454

^ Average credit card debt in 10454 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10454

^ Based on overall New York data, the credit card delinquency rate in Bronx is approximately 0.59%. ^[2]

Credit Scores in 10454

^ The average credit score in Bronx is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10454

Credit Card Debt in 10454

10454 Credit Card Debt
- The estimated average credit card debt for 10454 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10454

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10454 Credit Scores

Credit Scores in 10454
- Residents of 10454 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10454 (Bronx, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10454 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10454 ^[4]
- 10454 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10454 (Bronx, NY)

Recent credit card complaints originating from consumers in 10454, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10454

Complaint Issue	Number of Complaints*
Incorrect information on your report	421
Improper use of your report	294
Problem with a company's investigation into an existing problem	123
Problem with a credit reporting company's investigation	55
Attempts to collect debt not owed	18
Other	65

* Total 2021 - 2024 (current)

Additional information about New York

About 10454

10454 is associated with the city of Bronx, which is located in Bronx County in the state of New York. ^[6]

10454 Credit Cards

For more information about 10454 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10454

6. ^ United States Census Bureau