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Comprehensive Local Credit Card Guide

Credit Cards in 10514 (Chappaqua, NY)

Credit Card Debt in 10514

^ Average credit card debt in 10514 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10514

^ Based on overall New York data, the credit card delinquency rate in Chappaqua is approximately 0.59%. [2]

Credit Scores in 10514

^ The average credit score in Chappaqua is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10514

Credit Card Debt in 10514


  • 10514 Credit Card Debt
    • The estimated average credit card debt for 10514 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10514


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10514 Credit Scores


  • Credit Scores in 10514
    • Residents of 10514 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10514 (Chappaqua, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10514 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10514 [4]
    • 10514 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 10514 (Chappaqua, NY)

Recent credit card complaints originating from consumers in 10514, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 10514

Complaint Issue Number of Complaints*
Incorrect information on your report 14
Problem with a purchase shown on your statement 4
Managing an account 3
False statements or representation 2
Improper use of your report 2
Other 10
* Total 2021 - 2024 (current)

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Additional information about New York

About 10514

10514 is associated with the city of Chappaqua, which is located in Westchester County in the state of New York. [6]

NY Credit Cards

10514 Credit Cards

For more information about 10514 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10514

6. ^ United States Census Bureau