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Comprehensive Local Credit Card Guide

Credit Cards in 10516 (Cold Spring, NY)

Credit Card Debt in 10516

^ Average credit card debt in 10516 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 10516

^ Based on overall New York data, the credit card delinquency rate in Cold Spring is approximately 0.59%. [2]

Credit Scores in 10516

^ The average credit score in Cold Spring is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 10516

Credit Card Debt in 10516


  • 10516 Credit Card Debt
    • The estimated average credit card debt for 10516 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 10516


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10516 Credit Scores


  • Credit Scores in 10516
    • Residents of 10516 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 10516 (Cold Spring, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 10516 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 10516 [4]
    • 10516 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 10516

10516 is associated with the city of Cold Spring, which is located in Putnam County in the state of New York. [6]

NY Credit Cards

10516 Credit Cards

For more information about 10516 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau