Comprehensive Local Credit Card Guide

Credit Cards in 10603 (White Plains, NY)

Credit Card Debt in 10603

^ Average credit card debt in 10603 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 10603

^ Based on overall New York data, the credit card delinquency rate in White Plains is approximately 0.59%. ^[2]

Credit Scores in 10603

^ The average credit score in White Plains is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 10603

Credit Card Debt in 10603

10603 Credit Card Debt
- The estimated average credit card debt for 10603 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 10603

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10603 Credit Scores

Credit Scores in 10603
- Residents of 10603 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 10603 (White Plains, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 10603 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 10603 ^[4]
- 10603 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 10603 (White Plains, NY)

Recent credit card complaints originating from consumers in 10603, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 10603

Complaint Issue	Number of Complaints*
Incorrect information on your report	45
Improper use of your report	42
Problem with a credit reporting company's investigation	28
Problem with a company's investigation into an existing problem	11
Attempts to collect debt not owed	5
Other	24

* Total 2021 - 2024 (current)

Additional information about New York

About 10603

10603 is associated with the city of White Plains, which is located in Westchester County in the state of New York. ^[6]

10603 Credit Cards

For more information about 10603 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 10603

6. ^ United States Census Bureau