Comprehensive Local Credit Card Guide

Credit Cards in 11001 (Floral Park, NY)

Credit Card Debt in 11001

^ Average credit card debt in 11001 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 11001

^ Based on overall New York data, the credit card delinquency rate in Floral Park is approximately 0.59%. ^[2]

Credit Scores in 11001

^ The average credit score in Floral Park is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 11001

Credit Card Debt in 11001

11001 Credit Card Debt
- The estimated average credit card debt for 11001 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 11001

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

11001 Credit Scores

Credit Scores in 11001
- Residents of 11001 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 11001 (Floral Park, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 11001 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 11001 ^[4]
- 11001 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 11001 (Floral Park, NY)

Recent credit card complaints originating from consumers in 11001, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 11001

Complaint Issue	Number of Complaints*
Incorrect information on your report	161
Improper use of your report	67
Problem with a company's investigation into an existing problem	57
Problem with a credit reporting company's investigation	28
Managing an account	13
Other	60

* Total 2021 - 2024 (current)

Additional information about New York

About 11001

11001 is associated with the city of Floral Park, which is located in Nassau County in the state of New York. ^[6]

11001 Credit Cards

For more information about 11001 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11001

6. ^ United States Census Bureau