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Comprehensive Local Credit Card Guide

Credit Cards in 12186 (Voorheesville, NY)

Credit Card Debt in 12186

^ Average credit card debt in 12186 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12186

^ Based on overall New York data, the credit card delinquency rate in Voorheesville is approximately 0.59%. [2]

Credit Scores in 12186

^ The average credit score in Voorheesville is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12186

Credit Card Debt in 12186

  • 12186 Credit Card Debt
    • The estimated average credit card debt for 12186 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12186

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12186 Credit Scores

  • Credit Scores in 12186
    • Residents of 12186 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12186 (Voorheesville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12186 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12186 [4]
    • 12186 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12186 (Voorheesville, NY)

Recent credit card complaints originating from consumers in 12186, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]

Consumer Complaints by Issue in 12186

Complaint Issue Number of Complaints*
Incorrect information on your report 2
Problem when making payments 1
Problem with a purchase shown on your statement 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 12186

12186 is associated with the city of Voorheesville, which is located in Albany County in the state of New York. [6]

NY Credit Cards

12186 Credit Cards

For more information about 12186 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


Cities in NY


1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12186

6. ^ United States Census Bureau