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Comprehensive Local Credit Card Guide

Credit Cards in 12494 (West Shokan, NY)

Credit Card Debt in 12494

^ Average credit card debt in 12494 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12494

^ Based on overall New York data, the credit card delinquency rate in West Shokan is approximately 0.59%. [2]

Credit Scores in 12494

^ The average credit score in West Shokan is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 12494

Credit Card Debt in 12494


  • 12494 Credit Card Debt
    • The estimated average credit card debt for 12494 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12494


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12494 Credit Scores


  • Credit Scores in 12494
    • Residents of 12494 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12494 (West Shokan, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12494 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12494 [4]
    • 12494 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12494 (West Shokan, NY)

Recent credit card complaints originating from consumers in 12494, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12494

Complaint Issue Number of Complaints*
Closing your account 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 12494

12494 is associated with the city of West Shokan, which is located in Ulster County in the state of New York. [6]

NY Credit Cards

12494 Credit Cards

For more information about 12494 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12494

6. ^ United States Census Bureau