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Comprehensive Local Credit Card Guide

Credit Cards in 12548 (Modena, NY)

Credit Card Debt in 12548

^ Average credit card debt in 12548 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12548

^ Based on overall New York data, the credit card delinquency rate in Modena is approximately 0.59%. [2]

Credit Scores in 12548

^ The average credit score in Modena is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12548

Credit Card Debt in 12548


  • 12548 Credit Card Debt
    • The estimated average credit card debt for 12548 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12548


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12548 Credit Scores


  • Credit Scores in 12548
    • Residents of 12548 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12548 (Modena, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12548 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12548 [4]
    • 12548 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12548

12548 is associated with the city of Modena, which is located in Ulster County in the state of New York. [6]

NY Credit Cards

12548 Credit Cards

For more information about 12548 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau