Comprehensive Local Credit Card Guide

Credit Cards in 12578 (Salt Point, NY)

Credit Card Debt in 12578

^ Average credit card debt in 12578 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12578

^ Based on overall New York data, the credit card delinquency rate in Salt Point is approximately 0.59%. ^[2]

Credit Scores in 12578

^ The average credit score in Salt Point is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12578

Credit Card Debt in 12578

12578 Credit Card Debt
- The estimated average credit card debt for 12578 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12578

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12578 Credit Scores

Credit Scores in 12578
- Residents of 12578 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12578 (Salt Point, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12578 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12578 ^[4]
- 12578 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12578 (Salt Point, NY)

Recent credit card complaints originating from consumers in 12578, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12578

Complaint Issue	Number of Complaints*
Incorrect information on your report	3
Improper use of your report	1
Problems at the end of the loan or lease	1

* Total 2021 - 2024 (current)

Additional information about New York

About 12578

12578 is associated with the city of Salt Point, which is located in Dutchess County in the state of New York. ^[6]

12578 Credit Cards

For more information about 12578 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau