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Comprehensive Local Credit Card Guide

Credit Cards in 13477 (Vernon Center, NY)

Credit Card Debt in 13477

^ Average credit card debt in 13477 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13477

^ Based on overall New York data, the credit card delinquency rate in Vernon Center is approximately 0.59%. [2]

Credit Scores in 13477

^ The average credit score in Vernon Center is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13477

Credit Card Debt in 13477


  • 13477 Credit Card Debt
    • The estimated average credit card debt for 13477 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13477


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13477 Credit Scores


  • Credit Scores in 13477
    • Residents of 13477 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13477 (Vernon Center, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13477 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13477 [4]
    • 13477 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13477 (Vernon Center, NY)

Recent credit card complaints originating from consumers in 13477, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Vernon Center, NY.

Our search for complaints originating from comsumers in Vernon Center (13477) did not produce any matches.


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Local financial institutions in or near 13477

Banks in or near 13477 (Vernon Center, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 13477 produced no matches.

ATMs in or near 13477 (Vernon Center, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 13477 produced no matches.

Credit Unions in or near 13477 (Vernon Center, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 13477 produced no matches.

Household Income Statistics in 13477

Income: 13477 vs. New York

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Income Breakdown in 13477

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Income: 13477 vs. Nation

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Additional information about New York

About 13477

13477 is associated with the city of Vernon Center, which is located in Oneida County in the state of New York. [6]

NY Credit Cards

13477 Credit Cards

For more information about 13477 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau