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Comprehensive Local Credit Card Guide

Credit Cards in 14081 (Irving, NY)

Credit Card Debt in 14081

^ Average credit card debt in 14081 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14081

^ Based on overall New York data, the credit card delinquency rate in Irving is approximately 0.59%. [2]

Credit Scores in 14081

^ The average credit score in Irving is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14081

Credit Card Debt in 14081


  • 14081 Credit Card Debt
    • The estimated average credit card debt for 14081 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14081


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14081 Credit Scores


  • Credit Scores in 14081
    • Residents of 14081 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14081 (Irving, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14081 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14081 [4]
    • 14081 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14081 (Irving, NY)

Recent credit card complaints originating from consumers in 14081, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14081

Complaint Issue Number of Complaints*
Other features, terms, or problems 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14081

14081 is associated with the city of Irving, which is located in Chautauqua County in the state of New York. [6]

NY Credit Cards

14081 Credit Cards

For more information about 14081 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14081

6. ^ United States Census Bureau