Credit Card & Personal Finance Statistics in 14301
Credit Card Debt in 14301
- 14301 Credit Card Debt
-
- The estimated average credit card debt for 14301 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14301
14301 Credit Scores
- Credit Scores in 14301
-
- Residents of 14301 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14301 (Niagara Falls, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14301 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14301 [4]
-
- 14301 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14301 (Niagara Falls, NY)
Recent credit card complaints originating from consumers in 14301, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14301
| Complaint Issue |
Number of Complaints* |
| Improper use of your report |
46 |
| Incorrect information on your report |
33 |
| Written notification about debt |
6 |
| Problem with a company's investigation into an existing problem |
4 |
| Managing an account |
2 |
| Other |
12 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14301
14301 is associated with the city of Niagara Falls, which is located in Niagara County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
