Comprehensive Local Credit Card Guide

Credit Cards in 14510 (Mount Morris, NY)

Credit Card Debt in 14510

^ Average credit card debt in 14510 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14510

^ Based on overall New York data, the credit card delinquency rate in Mount Morris is approximately 0.59%. ^[2]

Credit Scores in 14510

^ The average credit score in Mount Morris is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14510

Credit Card Debt in 14510

14510 Credit Card Debt
- The estimated average credit card debt for 14510 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14510

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14510 Credit Scores

Credit Scores in 14510
- Residents of 14510 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14510 (Mount Morris, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14510 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14510 ^[4]
- 14510 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14510 (Mount Morris, NY)

Recent credit card complaints originating from consumers in 14510, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14510

Complaint Issue	Number of Complaints*
Problem with a company's investigation into an existing problem	21
Incorrect information on your report	6
False statements or representation	2
Applying for a mortgage or refinancing an existing mortgage	1
Problem caused by your funds being low	1

* Total 2021 - 2024 (current)

Additional information about New York

About 14510

14510 is associated with the city of Mount Morris, which is located in Livingston County in the state of New York. ^[6]

14510 Credit Cards

For more information about 14510 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14510

6. ^ United States Census Bureau