Comprehensive Local Credit Card Guide

Credit Cards in 14618 (Rochester, NY)

Credit Card Debt in 14618

^ Average credit card debt in 14618 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14618

^ Based on overall New York data, the credit card delinquency rate in Rochester is approximately 0.59%. ^[2]

Credit Scores in 14618

^ The average credit score in Rochester is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14618

Credit Card Debt in 14618

14618 Credit Card Debt
- The estimated average credit card debt for 14618 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14618

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)

Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

14618 Credit Scores

Credit Scores in 14618
- Residents of 14618 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14618 (Rochester, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14618 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14618 ^[4]
- 14618 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14618 (Rochester, NY)

Recent credit card complaints originating from consumers in 14618, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14618

Complaint Issue	Number of Complaints*
Incorrect information on your report	65
Improper use of your report	20
Managing an account	7
Attempts to collect debt not owed	5
Closing an account	5
Other	46

* Total 2021 - 2024 (current)

Additional information about New York

About 14618

14618 is associated with the city of Rochester, which is located in Monroe County in the state of New York. ^[6]

14618 Credit Cards

For more information about 14618 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14618

6. ^ United States Census Bureau