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Comprehensive Local Credit Card Guide

Credit Cards in 14775 (Ripley, NY)

Credit Card Debt in 14775

^ Average credit card debt in 14775 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14775

^ Based on overall New York data, the credit card delinquency rate in Ripley is approximately 0.59%. [2]

Credit Scores in 14775

^ The average credit score in Ripley is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14775

Credit Card Debt in 14775


  • 14775 Credit Card Debt
    • The estimated average credit card debt for 14775 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14775


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14775 Credit Scores


  • Credit Scores in 14775
    • Residents of 14775 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14775 (Ripley, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14775 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14775 [4]
    • 14775 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14775 (Ripley, NY)

Recent credit card complaints originating from consumers in 14775, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14775

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about New York

About 14775

14775 is associated with the city of Ripley, which is located in Chautauqua County in the state of New York. [6]

NY Credit Cards

14775 Credit Cards

For more information about 14775 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14775

6. ^ United States Census Bureau