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Comprehensive Local Credit Card Guide

Credit Cards in 14804 (Almond, NY)

Credit Card Debt in 14804

^ Average credit card debt in 14804 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14804

^ Based on overall New York data, the credit card delinquency rate in Almond is approximately 0.59%. [2]

Credit Scores in 14804

^ The average credit score in Almond is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14804

Credit Card Debt in 14804


  • 14804 Credit Card Debt
    • The estimated average credit card debt for 14804 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14804


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14804 Credit Scores


  • Credit Scores in 14804
    • Residents of 14804 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14804 (Almond, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14804 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14804 [4]
    • 14804 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14804 (Almond, NY)

Recent credit card complaints originating from consumers in 14804, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14804

Complaint Issue Number of Complaints*
Struggling to pay mortgage 2
* Total 2021 - 2024 (current)

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Additional information about New York

About 14804

14804 is associated with the city of Almond, which is located in Allegany County in the state of New York. [6]

NY Credit Cards

14804 Credit Cards

For more information about 14804 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14804

6. ^ United States Census Bureau