Comprehensive Local Credit Card Guide

Credit Cards in 14850 (Ithaca, NY)

Credit Card Debt in 14850

^ Average credit card debt in 14850 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14850

^ Based on overall New York data, the credit card delinquency rate in Ithaca is approximately 0.59%. ^[2]

Credit Scores in 14850

^ The average credit score in Ithaca is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14850

Credit Card Debt in 14850

14850 Credit Card Debt
- The estimated average credit card debt for 14850 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14850

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14850 Credit Scores

Credit Scores in 14850
- Residents of 14850 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14850 (Ithaca, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14850 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14850 ^[4]
- 14850 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14850 (Ithaca, NY)

Recent credit card complaints originating from consumers in 14850, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Feb 10, 2015	14850	Advertising and marketing	BARCLAYS BANK DELAWARE	Closed with explanation	Yes	Yes
Aug 23, 2016	14850	Privacy	AMERICAN EXPRESS COMPANY	Closed with non-monetary relief	Yes	No
Apr 28, 2015	14850	Rewards	U.S. BANCORP	Closed with non-monetary relief	Yes	No
Jul 25, 2014	14850	Advertising and marketing	AMERICAN EXPRESS COMPANY	Closed with non-monetary relief	Yes	No
Feb 2, 2015	14850	Delinquent account	HSBC NORTH AMERICA HOLDINGS INC.	Closed with explanation	Yes	No
May 28, 2014	14850	APR or interest rate	SYNCHRONY FINANCIAL	Closed with monetary relief	Yes	No
Nov 12, 2013	14850	Other	SYNCHRONY FINANCIAL	Closed with explanation	Yes	No
Oct 31, 2016	14850	Billing disputes	CITIZENS FINANCIAL GROUP, INC.	Closed with explanation	Yes	Yes
Feb 4, 2015	14850	APR or interest rate	SYNCHRONY FINANCIAL	Closed with non-monetary relief	Yes	No
May 29, 2013	14850	Credit line increase/decrease	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Feb 25, 2016	14850	Closing/Cancelling account	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Apr 7, 2015	14850	Other	U.S. BANCORP	Closed with non-monetary relief	Yes	No
Jun 24, 2014	14850	Billing disputes	CITIBANK, N.A.	Closed with explanation	Yes	No
Feb 21, 2016	14850	Rewards	AMERICAN EXPRESS COMPANY	Closed with explanation	Yes	Yes
May 5, 2015	14850	Credit determination	BARCLAYS BANK DELAWARE	Closed with explanation	Yes	No
Sep 23, 2014	14850	Identity theft / Fraud / Embezzlement	FIRST NIAGARA FINANCIAL GROUP, INC.	Closed with non-monetary relief	Yes	No
Oct 10, 2012	14850	Billing statement	BARCLAYS BANK DELAWARE	Closed with explanation	Yes	No

Local financial institutions in or near 14850

Banks in or near 14850 (Ithaca, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 14850 produced no matches.

ATMs in or near 14850 (Ithaca, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Our search for ATMs located in 14850 produced no matches.

Credit Unions in or near 14850 (Ithaca, NY)

Local credit unions offering financial products to residents of the community.

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Our search for credit unions located in 14850 produced no matches.

Household Income Statistics in 14850

Income: 14850 vs. New York

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Income Breakdown in 14850

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Income: 14850 vs. Nation

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Additional information about New York

About 14850

14850 is associated with the city of Ithaca, which is located in Tompkins County in the state of New York. ^[6]

14850 Credit Cards

For more information about 14850 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau