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Comprehensive Local Credit Card Guide

Credit Cards in 14850 (Ithaca, NY)

Credit Card Debt in 14850

^ Average credit card debt in 14850 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14850

^ Based on overall New York data, the credit card delinquency rate in Ithaca is approximately 0.59%. [2]

Credit Scores in 14850

^ The average credit score in Ithaca is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14850

Credit Card Debt in 14850


  • 14850 Credit Card Debt
    • The estimated average credit card debt for 14850 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14850


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14850 Credit Scores


  • Credit Scores in 14850
    • Residents of 14850 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14850 (Ithaca, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14850 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14850 [4]
    • 14850 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14850 (Ithaca, NY)

Recent credit card complaints originating from consumers in 14850, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 10, 2015
14850
Advertising and marketing
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
Yes
Aug 23, 2016
14850
Privacy
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Apr 28, 2015
14850
Rewards
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Jul 25, 2014
14850
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Feb 2, 2015
14850
Delinquent account
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
May 28, 2014
14850
APR or interest rate
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Nov 12, 2013
14850
Other
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Oct 31, 2016
14850
Billing disputes
CITIZENS FINANCIAL GROUP, INC.
Closed with explanation
Yes
Yes
Feb 4, 2015
14850
APR or interest rate
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
No
May 29, 2013
14850
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 25, 2016
14850
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Apr 7, 2015
14850
Other
U.S. BANCORP
Closed with non-monetary relief
Yes
No
Jun 24, 2014
14850
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 21, 2016
14850
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
May 5, 2015
14850
Credit determination
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Sep 23, 2014
14850
Identity theft / Fraud / Embezzlement
FIRST NIAGARA FINANCIAL GROUP, INC.
Closed with non-monetary relief
Yes
No
Oct 10, 2012
14850
Billing statement
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No

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Local financial institutions in or near 14850

Banks in or near 14850 (Ithaca, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 14850 produced no matches.

ATMs in or near 14850 (Ithaca, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 14850 produced no matches.

Credit Unions in or near 14850 (Ithaca, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 14850 produced no matches.

Household Income Statistics in 14850

Income: 14850 vs. New York

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Income Breakdown in 14850

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Income: 14850 vs. Nation

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Additional information about New York

About 14850

14850 is associated with the city of Ithaca, which is located in Tompkins County in the state of New York. [6]

NY Credit Cards

14850 Credit Cards

For more information about 14850 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau