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Comprehensive Local Credit Card Guide

Credit Cards in 02840 (Newport, RI)

Credit Card Debt in 02840

^ Average credit card debt in 02840 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02840

^ Based on overall Rhode Island data, the credit card delinquency rate in Newport is approximately 0.57%. [2]

Credit Scores in 02840

^ The average credit score in Newport is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02840

Credit Card Debt in 02840


  • 02840 Credit Card Debt
    • The estimated average credit card debt for 02840 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02840


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02840 Credit Scores


  • Credit Scores in 02840
    • Residents of 02840 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02840 (Newport, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02840 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02840 [4]
    • 02840 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02840 (Newport, RI)

Recent credit card complaints originating from consumers in 02840, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 02840

Complaint Issue Number of Complaints*
Improper use of your report 18
Incorrect information on your report 10
Problem with a credit reporting company's investigation 5
Attempts to collect debt not owed 4
Problem when making payments 3
Other 16
* Total 2021 - 2024 (current)

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Additional information about Rhode Island

About 02840

02840 is associated with the city of Newport, which is located in Newport County in the state of Rhode Island. [6]

RI Credit Cards

02840 Credit Cards

For more information about 02840 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer financial complaints in 02840

6. ^ United States Census Bureau